Retail Merchant Account

Retail Merchant Account

A retail merchant account, is a merchant account that is setup for the merchant to swipe the majority their customers cards through a credit card machine. A retail merchant account qualifies for the lowest credit card processing rate available, because there is very little security and fraud risk involved with processing a transaction using this method. To qualify for a retail merchant account, a merchant must be planning to swipe at least 80% of their transactions through a credit card machine, or through a wireless credit card machine.
Retail Merchant Accounts are the most common type of merchant account used. Most businesses that sell to their customers face to face use a retail merchant account. As long as you are planning to swipe 80% of your transactions into a credit card terminal your business will qualify for a retail merchant account. Many retail merchant accounts can be completely setup in 24 hours or less. We are confident that we can meet your processing needs with the lowest equipment prices and best customer service in the industry.

Partner with IBS Today To Accept Payments Easily!

Attract Customers, Boost your Sales, Streamline Your Payment Process and Reduce Processing Costs with IBS Merchant Account Solutions!

Got turned away once again by a provider?

No worries! We are here to help you.

Apply for a retail merchant account

Apply today with International Bank Services (IBS), set up your retail merchant account and enjoy the perks of credit card processing soon!

Why choose us?

International Bank Services (IBS), headquartered in London, U.K., offers customized and affordable merchant account services for all business sizes and types.
International Bank Services (IBS) establishes strong relationships with our merchants as well as our banking partners for long term success.
We are one of the best retail merchant account providers for small businesses in all of UK and Europe including :


  • London
  • Glasgow
  • Leeds
  • Yorkshire
  • Bristol
  • Liverpool
  • Merseyside
  • Manchester
  • Sheffield
  • Edinburgh
  • Cardiff
  • Birmingham
  • and many more.


  • Germany
  • Italy
  • France
  • United Kingdom
  • Spain
  • Greece
  • Netherlands
  • Switzerland
  • Poland
  • Croatia
  • Austria
  • Belgium
  • Sweden
  • Ukraine
  • Norway
  • Kingdom of Denmark
  • Czech Republic
  • Malta
  • Iceland
  • Romania
  • Hungary
  • Republic of Ireland
  • Bulgaria
  • Cyprus
  • Finland
  • Luxembourg
  • Slovenia
  • Albania
  • Monaco
  • Slovakia
  • Lithuania
  • Serbia
  • Montenegro
  • Estonia
  • Latvia
  • Vatican City
  • Macedonia (FYROM)
  • Bosnia and Herzegovina
  • Belarus
  • Moldova
  • Liechtenstein
  • Gibraltar
  • Andorra
  • San Marino
  • Faroe Islands
  • Northern Ireland
  • Jersey
  • Isle of Man
  • Åland Islands
  • Guernsey
  • Kingdom of the Netherlands